The modern housing market forces you into servitude: First, drain your resources into rent (UK average = 10 years & £100k), before you can even have the privilege to shackle yourself to a complex 35-year death pledge (mortgage) with a high-street bank.
That is a model designed to keep you reliant and compliant. It is not a level playing field, so we built our own funding model for the THF, which became an independent entity, accessible and free to use for the entire planet.
The Ethical Equity Fund (EEF) is a proprietary, decentralised matching engine designed to bypass traditional banks entirely. It is built on one simple equation:
2% Deposit + 1% a Month = Home Ownership
Because the legal and financial architecture behind the EEF is so disruptive to the traditional mortgage industry, the exact mechanics remain under strict IP protection ahead of our official launch.
We are in the final stages of locking in the legal framework and contracts with our partner solicitors, so the full detail has to stay confidential until we go live.